Shinda Millioni” by I&M Bank is designed to reward loyal and new customers who grow and maintain their account balances.
Running from 12th August to 12th November 2025, the three-month campaign gives customers a chance to win cash prizes, including KSh 50,000 weekly and KSh 1 million monthly, simply by saving consistently.
Participating in the Shinda Millioni campaign is simple and open to both new and existing I&M Bank customers aged 18 years and above with an eligible I&M Account.
For new customers, the campaign begins with opening a qualifying account through the I&M On-The-Go (OTG) App or by visiting any I&M Bank branch. Once the account is opened, customers should fund it regularly to build and maintain their balances, which automatically earns them entry into the draws
Existing customers can also participate by maintaining consistent deposits in their eligible I&M accounts. Those with dormant accounts are encouraged to reactivate and fund them to qualify for the campaign. The higher the account balance maintained, the more points a customer earns, increasing their chances of winning. For every KSh 2,000 deposited, a customer earns 1 point during the draw period.
Eligible accounts include Personal Accounts and SoloBiz Accounts. Customers can fund their accounts easily using M-Pesa Paybill 542542, Airtel Money, cash or cheque deposits at any I&M branch, or bank transfers via PesaLink, RTGS, EFT, or SWIFT.
Through this campaign, I&M Bank seeks to reward customer loyalty while fostering a culture of saving and financial growth among Kenyans. By simply opening, funding, or maintaining an active account, customers stand a real chance to become the next millionaire in the Shinda Millioni campaign.
Winners will be notified through an official SMS or phone call from +254 719 088 000, followed by an email confirmation from the bank. Cash prizes will then be credited directly to the winner’s I&M Bank account one week after each draw.