APA Apollo Group has reported strong financial results for the year ended December 31, 2025, driven by profitable growth, disciplined underwriting, and strategic investments in technology and people.
The Group posted a 27 per cent increase in total assets to KES 61 billion, up from KES 47.9 billion in 2024, while insurance revenue rose by 14 per cent to KES 24.6 billion.
Profit before tax grew by 37 per cent to KES 2.85 billion, reflecting strong earnings momentum and operational efficiency across its businesses.
General Insurance Delivers Resilient Performance
The General Insurance business in Kenya and Uganda recorded revenue of KES 20.2 billion, with profit before tax rising by 23 per cent to KES 1.32 billion.
The growth was attributed to customer-centric solutions, improved risk selection, and disciplined pricing, helping APA Insurance maintain its leadership position in the sector.
APA Life Assurance Records Standout Growth
APA Life Assurance posted strong growth across key indicators, with total assets rising by 69 per cent to KES 28.7 billion and insurance revenue increasing by 50 per cent to KES 4.35 billion.
Profit before tax rose by 66 per cent to KES 583 million, while gross written premium increased to KES 14.3 billion from KES 5.89 billion, pushing APA Life to the fourth market position.
The company also announced that its pension clients will enjoy a 12 per cent net credit to their total contributions.
Strong Capital Base and Digital Expansion
The Group’s shareholders’ funds and statutory reserves increased to KES 17.65 billion, strengthening its capital base to support future growth and policyholder obligations.
APA Apollo also continued investing in digital transformation, technology, data optimisation, and customer engagement platforms aimed at improving the efficiency and accessibility of insurance solutions.
CEO Highlights Growth Strategy
Group CEO Ashok Shah said the 2025 performance reflects a deliberate strategy focused on profitable growth, strong partnerships, and customer satisfaction.
“Our 2025 performance reflects a deliberate strategy centred on profitable growth, strong partnerships, and putting our customers at the heart of everything we do,” said Shah.
He added that the Group will continue scaling through innovation, technology, and deeper customer relationships while investing in people and culture as the foundation of long-term success.