NCBA has expanded its sustainable homeownership solutions to Kenya’s Coast region with the rollout of its Solar Leasing solution, alongside its Easy Build financing offering, as the bank seeks to make property ownership more accessible and affordable.
The solutions were showcased during the Mombasa Property Investment Tour, where customers received practical guidance on owning, building and powering their homes through flexible financing options.
Coast region emerges as a key property investment hub
Kenya’s Coast region continues to attract property investors, driven by infrastructure development, diaspora investment and rising demand for residential, holiday and retirement homes.
According to Knight Frank, Mombasa contributes 4.9% of Kenya’s Gross Domestic Product (GDP) and has developed into a mature property market, with prime residential values increasingly competing with those in Nairobi.
Projects such as the Dongo Kundu Bypass have further enhanced the region’s investment appeal, opening up new opportunities in areas such as Vipingo, where master-planned communities are gaining popularity among investors seeking long-term value.
Solar Leasing aims to lower barriers to clean energy adoption
NCBA’s Solar Leasing solution enables homeowners to access reliable solar energy without requiring significant upfront capital, allowing more customers to embrace sustainable living.
The solution comes at a time when demand for alternative energy sources continues to rise in Kenya. While national electricity access has improved, energy reliability and usage patterns remain uneven, particularly in some coastal areas.
NCBA noted that approximately one in five Kenyan households has adopted solar solutions, reflecting increasing interest in affordable and dependable energy alternatives.
Easy Build financing supports phased home construction
Alongside Solar Leasing, NCBA is promoting its Easy Build financing solution, which allows customers to acquire land and construct homes in phases based on their financial capacity.
The product is designed to address common challenges faced by aspiring homeowners, including affordability constraints and the need for flexible construction timelines.
For customers undertaking larger developments, NCBA also provides construction financing solutions aligned with project milestones and supported by in-house technical expertise, including quantity surveyors.
Property tour connects investors with experts
The Mombasa Property Investment Tour offered participants an opportunity to explore investment opportunities across the Coast, including developments such as Ocean View Ridge, Kingswood Park, Awali and Pazuri.
Customers engaged with legal advisors, valuers, property developers and NCBA financial experts on key aspects of property ownership, including legal due diligence, documentation, mortgage structuring, affordability assessments, insurance and risk management.
Read more: NCBA grows coastal property financing portfolio
NCBA continues to strengthen its presence in Kenya’s property sector, with a mortgage portfolio exceeding KES 1.1 billion in the Coast region.
The bank has partnered with seven property developers in Mombasa and continues to support affordable housing initiatives and buy-and-build opportunities.
The lender also offers up to 105% mortgage financing, covering not only property acquisition costs but also additional expenses such as legal fees and valuation charges, reducing the initial financial burden for buyers.
Bank targets nationwide expansion of homeownership solutions
NCBA said the integration of Solar Leasing with its property financing solutions creates an end-to-end homeownership ecosystem, supporting customers from land acquisition and construction to sustainable home energy solutions.
The bank plans to expand similar property investment engagements across Kenya, providing customers with access to financing options, expert advice and sustainable solutions aimed at making homeownership more attainable.
