NCBA Bank has entered into a strategic distribution partnership with Zetu Innovations Ltd. The developers behind Nyumba Zetu. A next-generation property management platform.
This partnership is set to revolutionize how property managers, landlords, developers, and homeowners’ associations. Also hiw to manage their portfolios by providing a secure, digital-first solution tailored to the dynamic real estate environment in Kenya and beyond.
The partnership will allow NCBA’s real estate customers to seamlessly adopt Nyumba Zetu. This platform designed to simplify the complexities of managing residential, commercial, mixed-use, and affordable housing properties.
With a user-friendly interface and smart, scalable tools, Nyumba Zetu aims to boost operational efficiency and transparency across the property sector.
Empowering the Real Estate Ecosystem with Data-Driven Tools
Speaking at the launch, Tirus Mwithiga, NCBA Group Director of Corporate Banking and Business Advisory, emphasized the importance of digital innovation in property management.
“This partnership reaffirms our commitment to offering simple, secure, smart, and scalable digital solutions for everyday operations. We are delighted to offer a platform that not only addresses long-standing property management challenges but also meets the evolving needs of Kenya’s fast-growing real estate market,” said Mwithiga.
He noted that the deal complements NCBA’s broader portfolio of real estate solutions which includes mortgages, construction loans, solar leasing, and WASH (Water, Sanitation and Hygiene) financing — enabling customers to access both capital and digital tools for sustainable property management.
Supporting Kenya’s Resilient Property Sector
On his part, Nicholas Ogaye, CEO and Founder of Zetu Innovations, hailed the partnership as a milestone in reimagining the future of property management.
“Nyumba Zetu was built to reimagine property management for a digital future. However, it’s removing complexity and giving organizations real control over their portfolios,” said Ogaye. “Our partnership with NCBA, a leader in financial innovation and customer-centric solutions, accelerates this mission. We are excited to empower a new generation with intuitive, automated solutions that keep them ahead in a rapidly evolving market.”
The launch comes at a time when Kenya’s real estate sector remains resilient amid macroeconomic headwinds. According to the 2025 Economic Survey by the Kenya National Bureau of Statistics (KNBS). The sector grew by 4.6% in the fourth quarter of 2024, contributing KES 283.1 billion to the national GDP. Therefore, underscoring the vital role of property in the national economy.8
Accessible Platform and Onboarding Support
Nyumba Zetu is now available to the public, with onboarding and advisory support provided through NCBA’s network of relationship managers. Customers can sign up via the platform’s website or visit the nearest NCBA branch for more information.
This partnership underscores NCBA’s commitment to leveraging technology to deliver practical, customer-focused financial and operational solutions. Additionally, it’s cementing its leadership in the real estate and property financing space