NCBA Group PLC has unveiled a very positive financial report for the first half of 2025, demonstrating with its massive sustainability commitments its dual focus on profitability and transformative social impact.
Profitability Fuels Purpose
The Group saw a significant 12.6 per cent increase in profit after tax reaching KES 11.1 billion. The good performance was largely supported by a 26.7 per cent rise in net interest income. The bank is effectively using this financial power to direct resources towards green financing, digital inclusion, and community empowerment across the region.
Advancing Green and Sustainable Financing
One of NCBA’s main objectives to meet its sustainability targets is to raise KES 30 billion for environmentally friendly and sustainable projects by 2030. At the start of 2025, the bank had already disbursed KES 9.5 billion, thus creating a network of 800 businesses in total.
This achievement was made possible by the Proparco fund, which allocated USD 50 million (KES 6.5 billion) to the bank; half of the amount has already been utilised for green loans, women’s finance, and SMEs.
In addition to that, the bank also signed its 10-year re-commitment with the African Guarantee Fund, which is a KES 3 billion guarantee facility that is aimed at supporting environmentally friendly projects as well as women-led enterprises.
Investing in Renewable Energy and Water Access
NCBA has been able to use KES 536 million to install solar energy solutions in 220 facilities, which in turn has allowed 78 businesses to benefit indirectly. Also, the NCBA H2O Loan, a project supported by Water.org, has given away KES 235 million in funds, making it possible for 23,000 people in 56 different businesses to have access to water.
The bank’s reforestation drive is one of the means that it takes to demonstrate environmental stewardship, as 400,000 trees were planted in H1 2025, bringing it closer to its 10 million trees target by 2030.
Moreover, the bank has embarked on a campaign to withdraw single-use plastics from its outlets, support waste recycling, and the installation of six EV charging stations in Kenya, Rwanda, and Uganda is underway.
Driving Financial Inclusion and Community Impact
Additionally, NCBA can be online with digital loans, for example, through the app NCBA NOW or telco collaborations, where last year the sum of the funds was KES 646 billion, which has increased by 35 per cent.
On top of that, NCBA has also broadened financial awareness through the help of programs such as ELEV8 LIVE Studio which was launched with Motif Di Don and is aimed at supporting youth creatives in managing sustainable businesses.
The Group has made an annual commitment of KES 100 million to social projects which have impacted more than 9,200 people, created over 743,000 livelihoods and to which the bank’s support of 159 golf events valued at over KES 60 million is also a witness in terms of community engagement.
Building an Inclusive Workplace
NCBA has reported a 51:49 gender balance and hired 50 interns through its Go-Getter program, both of which are close to being perfectly equal and go a long way to demonstrate the bank’s